Yesterday, in a rush of enthusiasm and blood to the head, I decided that it was finally time to get the Summer wheels on. With the help of a willing neighbour all was made ready - jack and tools brought from the man-cave and alloys rolled round from their storage place behind the house (bloody heavy these rim/tyres combos if you're a weakling like me... ) Got the let wheel off to find the stone guard 'free floating' and signs of it having been rubbing against the inner face of the disc . I wasn't about to strip the disc to make things right so decided to use the 'penny washer' temporary cure. Access to the 10mm guard retaining bolts is very limited, but to my astonishment they unscrewed no problems even after years in all weathers right in all the rain and salt. A tribute to BMWs build quality back then (2003), as to my knowledge these bolts have never been disturbed. I would only hope today's models share the same integrity. When I come to refitting the Winter wheels at the back end I'll have new guards (and probably discs) ready to fit.