Tyre insurance ... worth its weight in gold (or rubber)

I got tyre and alloy cover on my car, £450 for 5 tyres and ten wheel repairs.

Had two punctures other week - mysteriously one of them the day after seeing a group of chavs stood round my car at a sports center one evening.

£660.00 cost to replace.

So apart from using two of my tyre claims within 4 months and 2mm off the new tyres, I'm in profit.

 

Agree,

 

Wait till you get down to 3mm before you puncture another pair

 

Which company is that with, just out of interest?

 

Hi,

I never took out tyre/alloy insurance on mine when i bough it (used), its now approx 3.5 years old and *touch wood* i've only had 1 puncture in my run flats and it was repaired for...... £15... at a BMW garage up in Cumbria, as I was on holiday at the time, that was a year ago and had no issues since so all good on the tyre front for me so far..... as @Spuffington says no doubt i'll be on here soon complaining of the replacement cost

Kev

 

yeah that was the plan, i mean the hope

 

3 years, via JCT 600, the provider was Premia Solutions Ltd - not sure who under wrote them.

The great thing is I got it more for the alloys, as the last 1cm of the edge is diamond polished, so i knew my usual guy would struggle possibly.

 

Does it not have anything in the terms with a sliding scale of how much they contribute dependant on wear? a lot of them do these days.

 

No, full cost upto £450 per claim as long as above legal tread limit.
Underwriter is " a Lloyd's syndicate"

On my 640d I had tyre cover. That was also as long as above legal limit, upto £350 per tyre. I got that in about June 2012. Apparently the policy changed in August 2012 to a reducing claim limit dependent on tread, i think 2-5mm was 50% above was 100%.
What happened to me when i had a puncture was i googled it and found the newer policy on line, it was 4mm, so i paid for a repair rather than pay for 50% for a new tyre.
Later I had another puncture at 6mm, and got a free tyre for £ 350 ish. They told me then i had the old policy and its a shame i had only one puncture in 3 years . There was about a month left on teh policy. Actually i had prob 3 repairs during my ownership, doh.
Moral - read your policy not necessarily the internet !!
I got my money back though i suppose.

 

I got the same policy when I purchased my F11, as did my son with his 3 series. We have both claimed. We also did not pay the full price for the policies either, no brainer as far as I am concerned, really good policy.