Insurance

Discussion in 'General chat' started by DiscusbT, Sep 19, 2016.

  1. Abh29
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    Abh29

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    I commented on "65" I was remaining with nfu yet again.
    In the end for our 3 cars , and the Ivor Williams trailer , it came in at £1350 nearly £85 cheaper than last year. The only difference was my wife
    reversed into a car causing damage to it wing , no damage on her car ,and we reduced the total excess on the Z3 to £250 as the other 2 cars.
    Likewise the house and contents policy reduced by 5% in the year,from £1126 to £1065, In that the normal House & Contents actually dropped but the Vets and loss of our dog increased to over £500 per year ,but its an ongoing policy ,it can not be cancelled or increased over a certain amount, regardless of claims.

    I have today just required a copy of my son's cover note (for a 1952 Land Rover ser 1),and it was emailed over within minutes, along with a clarification I required on his policy.
     
  2. Kev2005
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    Kev2005 Site Supporter Good Egg

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    My insurance has never gone down, year on year it just increases..... it never goes down despite never claiming n my insurance ever on any car I've had and now having 19 years no claims bonus (protected)...

    In comparison i could get a cheaper car and insure it for approx £530 a year which is a lot cheaper than i'm paying now. The price is just too much, I don't use the car for work and is down for 10k miles a year albeit most years i'll do about 8k a year but I always put 10k in case the car is used for hols or weekends away etc whereby i'd likely increase the mileage.

    Unfortunately as discussed before, i think its the area i'm in as its one of the highest insurance areas from a link that was posted a while back (possibly lost now) so unfortunately the price is only going to increase year on year, even though the car's value decreases it doesn't seem to stop the insurance going up. Due to other unforeseen costs and other bills etc going up, i don't see a way of sustaining paying £700+ next year as they will no doubt come back with a renewal price of around £850 next year. Also no loyalty discounts either :(

    oh well we will see, i'll check out some 1 series quotes maybe they will be cheaper :)

    Kev
     
  3. Mieke
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    Mieke Site Supporter

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    Or, you could always move house to a lower risk post code. :whistle:
     
  4. Kev2005
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    Kev2005 Site Supporter Good Egg

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    Had thought of this but its not really feasible atm, where i am is ideal for getting to work etc so not a option at the moment.

    Kev
     
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  5. edthefed
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    edthefed

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    Sell the house and live in the car ??
     
  6. Kev2005
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    Kev2005 Site Supporter Good Egg

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