As expected I just received the Extended Warranty Offer as my car is 3 years old next month. I'm weighing up the possibilities as I have a load of extra electronic gizmos that might well go wrong. I'm definitely going for the Comprehensive option with the Emergency Service add-on. It's the level of excess I'm not sure which to take. With £0 excess the cost is £707 per year as a one-off payment. With £100 excess it's £522 per year. With £250 excess it's £422 per year I'm swithering between whether to have £0 or £100 excess. The pay monthly options add £205 to the yearly total for the £0 excess choice and £162 to the yearly total for the £100 excess. I'm very happy to read the bit in the Policy Handbook that says: If you have the Comprehensive level of cover however, we have included all insured components even if the failure is due to normal degradation (wear and tear) up to 100,000 miles from the date of registration. In addition, if a component has previously been replaced with a BMW genuine part, the same rule will apply, in this case evidence of mileage at fitment will be required. That paragraph was not in the warranty that I had on my last car Thoughts?