Complicated extra named driver issue

Discussion in 'General chat' started by Merc? No. BM!, Dec 17, 2018.

  1. Merc? No. BM!
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    Merc? No. BM! WARLORD Site Supporter

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    My F11 is in storage at the moment in the Netherlands while I am away in South America for a few weeks. (See photo below if you’re interested :) ).

    My son who lives in the Netherlands would like to use my car for a short holiday to Germany.

    He’s not a named driver at the moment. Do you think it would be feasible and indeed affordable to add him on a short time basis?

    Cheers!
    73F357CF-402F-4B5F-A9A8-C30E20E6B132.jpeg

    I suspect a white Christmas is out if the question for me this year... :ROFLMAO::ROFLMAO:
     
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  2. Douglas W
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    Douglas W Site Supporter

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    Greetings Merc? No. BM! Having just come in from walking the dogs in freezing rain, I am not totally overburdened with sympathy for the difficult situation in which you find yourself :) However, depending on your insurer, your son's age and other insurance risk factors it might not be so bad as you think. Twice, recently and 15 years ago I have been in a similar situation. On a sea kayaking trip up the west coast I wanted to be dropped off then picked up by daughter 10 days later and some 200 miles by road further up the coast. My daughter was 35 with clean license and the car was an E90 330D. I was amazed when it cost just £30 admin fee to add her for two weeks. The second was about 15 years ago. My brother in law and his family were on holiday for a month in Scotland from from their home in Brisbane. My wife wanted to lend him her car for the month. He was again about 35 and still had his clean UK licence in addition to a clean Australian licence. That time it cost nothing to add him! Of course the car's location may also have an influence.

    Good luck,
    Douglas
     
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  3. snrbrtsn
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    snrbrtsn WARLORD Site Supporter

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    Would certainly be worth a call to insurance company, though may be expensive,
    Be sure to check the additional drivers policy coverage is similar to main driver cover.

    Ps
    Who needs a white Christmas with views like that!
     
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  4. Spuffington
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    Spuffington Moderator WARLORD Site Supporter

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    On the assumption that your car is insured in the UK and he lives in the Netherlands then you’ve either not got a cat in hell‘s chance or you’ll pay through the nose.

    We have the issue on the Porsche (and preciously on the 5er) that my girlfriend (resident in Germany and not in the U.K.) can’t be covered by my insurer (and most insurers) or if she can with others it adds around £1k to the price.

    Can’t see the issue myself as I’m insurer on her VW camper in spite of not being resident in Germany.

    Best we can do is insure through Aviva on short term basis (ie a week or long weekend) for between £50-180. So we rarely do it.

    Good luck with your Son.
     
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  5. bishbosh
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    bishbosh WARLORD Site Supporter

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    You can buy temporary car insurance up to a 30 days I believe.

    I bought 3 weeks worth to cover the e91 while selling it as I'd transferred my a plan policy to the F30.

    Annoyingly i sold it within the week to the neighbour and didn't need 3 weeks after all :rolleyes:

    If you go down the temporary cover route be aware that although you can cancel you won't get a refund due to the nature of the policy.
     
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  6. Merc? No. BM!
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    Merc? No. BM! WARLORD Site Supporter

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    Cheers Spuff, yes, car insured in UK, son lives in Netherlands. It might well be cheaper to rent a car for the period (couple of weeks) he would need it (?)

    Possibly not a BMW 5 series though...
     
  7. Merc? No. BM!
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    Merc? No. BM! WARLORD Site Supporter

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    I just realised I will need to check my insurance in any case, since my car will be abroad for around 6 weeks (stored in private garage).
    In your experience is that longer than the standard insurance period for travelling abroad?
     
  8. bishbosh
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    bishbosh WARLORD Site Supporter

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    It depends on the policy. The statutory minimum is 3 days European cover, most policies cover up to 90 days though if European cover was specified. Best to check your policy documents (y)
     
  9. Singvogel
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    Singvogel Moderator WARLORD Site Supporter

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    The usual limit is 90 days out of the UkK

    Some insurers say a total of 90 days in any 12 month period - others may say as many trips as you want but with a max of 90 days any one trip.

    Be careful - EU rules do not allow the resident of one country to drive a car registered in another country.

    When my nephew who lives in France arrives to visit his parents in the UK neither of them can drive his car - irrespective of the insurance situation.

    i.e legally they can't drive it - neither on his insurance or their own if they have additional vehicle insurance in place.

    UK police are quite hot on this.

    The situation in NL re police interest, I don't know
     
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  10. Kev2005
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    Kev2005 Site Supporter Good Egg

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    @Merc? No. BM! What was the outcome? Did you get insurance sorted out?

    Kev
     
  11. megae39fan
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    megae39fan

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    Have a look ar dayinsure or tempcover - when I've needed to sort this kind of thing these two are usually the cheapest option. Scenery looks amazing btw!

    Sent from my Note8 using Tapatalk
     

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